Paradise Valley Funding Group offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines.
Government Loans (FHA, VA)
FHA loans have been helping people become homeowners since 1934. How do they do it? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so we can offer you a better deal. Including low down payments, low closing costs, & easy credit qualifying.
A US Department of Veteran’s Affairs (VA) Loan allows qualified veterans to buy a house costing up to $417,000 without a down payment. Additionally, the qualification guidelines for VA loans are more flexible than for either FHA or Conventional Loans. For qualified veterans, this can be a very attractive option. To determine your eligibility, contact your nearest VA regional office.
If a conventional loan falls within Fannie Mae’s & Freddie Mac’s loan limit, it is referred to as a Conforming Loan. If the loan amount exceeds the maximum permissible loan amount of these two agencies, it is called a JUMBO, or Non-Conforming Loan.
Second Mortgages / Home Equity Lines of Credit (HELOCs)
Second Mortgages and Home Equity Lines of Credit (HELOCs) allow you to tap into the equity and/or appreciation of your home.
Imperfect Credit Loans
Allows borrowers with less-than-perfect credit to qualify for competitive interest rates to consolidate debt and lower payments or make home improvements.