Paradise Valley Funding Group offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines.
Government Loans ( FHA, VA)
FHA loans have been helping people become homeowners since 1934. How do they do it? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so we can offer you a better deal. Including low down payments, low closing costs, & easy credit qualifying.
A US Department of Veteran’s Affairs (VA) Loan allows qualified veterans to buy a house costing up to $417,000 without a down payment. Additionally, the qualification guidelines for VA loans are more flexible than for either FHA or Conventional Loans. For qualified veterans, this can be a very attractive option. To determine your eligibility, contact your nearest VA regional office.
If a conventional loan falls within Fannie Mae’s & Freddie Mac’s loan limit, it is referred to as a Conforming Loan. If the loan amount exceeds the maximum permissible loan amount of these two agencies, it is called a JUMBO, or Non-Conforming Loan.
Second Mortgages / Home Equity Lines of Credit (HELOCs)
Second Mortgages and Home Equity Lines of Credit (HELOCs) allow you to tap into the equity and/or appreciation of your home.
Imperfect Credit Loans
Allows borrowers with less-than-perfect credit to qualify for competitive interest rates to consolidate debt and lower payments or make home improvements.